Manny S. Rizzuto for all your home mortgage needs- Specializing in NJ and PA | Manny Rizzuto
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Manny S. Rizzuto, CMPS | NMLS# 145229
Certified Mortgage Planner


Manny S. Rizzuto, CMPS

It's all about the relationships. Whether it's my clients, their referrals, realtors, attorneys, financial advisors, CPA's or a brief interaction....It's all about the relationships. I truly value building and maintaining relationships with everyone I meet. It's why I love my job. Reach out to me and you will not be disappointed with who I am, and what I have to offer.

Since 2001, I have been helping homeowners make smart purchase and refinance decisions while guiding first time homebuyers on how to plan for a home that fits their desires and financial situation best. I am more competitive and customer service oriented than any retail bank you can work with. NJLC lends in 22 states and we are expanding to other states constantly. Please check with me for up-to-date states that NJLC is lending in.

I offer FHA & VA, Fannie Mae and Freddie Mac products and many portfolio JUMBO products with our strategic business relationships. I also offer reverse mortgage options and I am passionate about educating families on this complex and useful mortgage solution. One of my favorite projects to assist with are home renovations with our RENOVATION LOAN products.  If you are interested in RENOVATING a home, I have every mortgage solution for that as well.  Conventional 97% financing, USDA and VA 100% financing, FHA 96.5% financing.

With my knowledge and experience, I will guide you through your home purchase and/or refinance to ensure you have the most affordable mortgage that meets your needs.  We offer smart and helpful technology, top notch communication, a dedicated team and industry leading interest rates.  Our customer experience is of top importance to my staff and I. 

I look forward to putting your mortgage plan together and helping you achieve all of your homeownership goals. I hope to connect soon.

I am authorized to lend in the following states: New Jersey and Pennsylvania.

Intuitive Tools

Mortgage Calculators

NJ Lenders Corp. provides borrowers with intuitive mortgage calculators to assist their loan journey. We make the process simple. View our calculators to see what loan works best for your needs.


Calculate your Monthly Rate and See Your Options

Total monthly payment
Principal and Interest $1,478.84
Taxes $250.00
Insurance $125.00
PMI $104.17
Does your future add up?
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The information shown is for illustrative purposes only and does not represent a credit decision or commitment to lend. These figures apply to a borrower with excellent credit and are subject to change without notice. Products and terms may not be available for your situation. Pricing add-ons related to loan amount, property type, loan-to-value, credit score and other variables may apply. Adjustable-Rate Mortgage (ARM) rates and monthly payments are subject to increase after consummation. Please contact your Mortgage Markets Cuso Loan Officer for further information about fees and terms, and to discuss your specific situation.